Floor plans tailored to you

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    As AutoTrek's business has grown, we've always been able to help increase their line of credit along with it.

    See Dean’s Full Story

Competitively priced with flexible terms

Whether you’re just starting out or you’ve been in the business for a long time, having more flexibility with your cash flow never gets old. That’s why our lines of credit are specific to the automotive industry, tailored to the unique needs of independent dealers and can be used to floor plan nearly any type of remarketed vehicle in automotive retail, wholesale, salvage, or specialty.*

For new dealers who’ve been in business for 6 months or less, First Gear gives you access to a line of credit that allows you to get your floor plan up and running fast.**

With Flex Pricing, you defer principal paydowns, floor plan advance-related fees, and interest on every floored vehicle, until the floored vehicle becomes due for payoff, or an extension is granted.*** That means you can keep cash on hand longer — no matter where you bought the vehicle.

Let us know how we can help you grow.

Powering Hugo

Powering Hugo

You can use NextGear pretty much anywhere.
Powering Dean

Powering Dean

Our relationship with our NextGear rep, it’s amazing.
Powering Dave

Powering Dave

The ability to floor on a need be basis is awesome.

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Terms and Conditions:

*Certain conditions apply. All rights reserved. Subject to the terms of Dealer’s Demand Promissory Note and Loan and Security Agreement with NextGear Capital, Inc. All Advances made in California by NextGear Capital are made pursuant to NextGear Capital’s California Finance Lender License, #603G505.

**Restrictions apply. First Gear is available only for dealers who have been in the automotive business for 6 consecutive calendar months or less. Click “First Gear” above for eligibility and more details.

***Restrictions apply. Not available in NY, ND, RI or SD. Click “Flex Pricing” above for eligibility and more details.